Terms of Use

All access to any area on this website are governed by the terms and conditions below ("Terms"). Please continue only if you can accept these Terms.

1. Website Access

The accessibility and operation of our website relies on technologies outside our control. We are not able to guarantee continuous accessibility or uninterrupted operation of our website.

2. Relying on Information

Please note that the ownership of this personal page belongs to a Representative of Manulife Financial Advisers. He/She is wholly responsible for the content contained in this account. It only contains their personal views, thoughts, and opinions. We provide our website as a general information source only. The website may not cover all information available on a particular issue. We would advise that you conduct your own checks or obtain professional advice relevant to your particular circumstances.

3. Restrictions on Use of Materials

No material from this web site shall be reproduced, republished, uploaded, posted, transmitted or otherwise distributed in any way without our prior written consent. Graphics and images on this web site, including the logo and related images, are protected by copyright and may not be reproduced or appropriated in any manner without prior written consent. Modification of any of the materials or use of any of the materials for any other purpose will be a violation of our copyright and other intellectual property rights. The downloading of any software, including any files, images and data accompanying the software (hereinafter called "the software") from the web site by you does not in any way transfer title of the software to you. You may not redistribute, sell, de-compile nor create derivative works from this web site or the materials thereon. Any unauthorized use of the web site or the materials thereon is strictly prohibited.

4. Modification to Terms and Conditions of Use

The Terms and Conditions set out here may be edited from time to time. Updated versions of the Terms and Conditions of Use will be posted on the website and are effective immediately.

5. Privacy

Your use of the website is subject to our Privacy Policy.

Last updated: December 2023